Recoverable Damages After a Longmont Car Accident
Car accidents cause devastating consequences that extend far beyond vehicle damage. Serious injuries disrupt every aspect of victims’ lives, creating financial hardships from mounting medical bills and lost income while also causing physical pain, emotional trauma, and diminished quality of life.
When another driver’s negligence causes this harm, state law allows victims to seek compensation. Understanding recoverable damages after a Longmont car accident can help you recognize the full value of your claim and ensure you pursue complete compensation. A seasoned car accident lawyer from our team could properly value all your damages and fight to secure maximum recovery.
At Amy G Injury Firm, our attorneys represent injured accident victims throughout Colorado. Our legal team understands how to calculate and prove all recoverable damages to ensure our clients receive full compensation. Contact us today to schedule your initial consultation.
Economic and Non-Economic Damages You Can Recover
Economic damages represent measurable financial losses you can document with bills and receipts. The state has no caps on economic damages in car accident cases. Recoverable losses include medical expenses from emergency treatment, hospitalization, physician services, testing, medications, therapy, mental health care, and equipment. Future medical costs may also be recoverable, but require physician testimony on anticipated treatment and expenses.
Injuries often prevent an individual from working, causing income loss and reduced earning potential. Recoverable income losses include lost pay, benefits, and earning capacity. Property damage covers repairs, diminished value, rental cars, and transportation costs. An attorney could document all economic losses.
In contrast, non-economic damages compensate for intangible losses without specific monetary values. The state recognizes the following categories of non-economic damages:
- Pain and suffering from current and future physical pain
- Emotional distress, including anxiety, depression, and fear
- Loss of enjoyment of life and inability to engage in activities you previously enjoyed
- Inconvenience and disruption to daily routines
- Disfigurement and visible scarring
- Impairment of quality of life and overall life satisfaction
These require subjective assessment based on injury severity, pain duration, daily impact, and emotional trauma. The multiplier method applies a factor (1.5 to 5) to economic damages, while the per diem method assigns a daily value multiplied by the number of suffering days.
Colorado Non-Economic Damage Caps and Exceptions
Colorado caps non-economic damages at $729,790 for 2024-2025 incidents, or $1,459,600 with clear evidence of inadequacy. Caps do not apply to permanent physical impairment or disfigurement, allowing full recovery for permanent injuries affecting abilities. A Longmont car wreck attorney from our team could help you determine applicable damages and maximize your recovery.
What Damages Should You Pursue in Your Car Accident Claim?
After a Longmont car crash, damages you may recover encompass far more than immediate medical bills and vehicle repairs. Full compensation accounts for all economic losses, non-economic suffering, and permanent impairment resulting from your injuries. Your claim’s value depends on injury severity, the at-fault driver’s actions, available insurance coverage, and your jurisdiction. Damages to pursue include:
- Medical expenses, including past and future care, therapy, and equipment
- Lost income and reduced earning capacity
- Property damage and transportation costs
- Pain and suffering
- Emotional distress and mental health impacts
- Loss of enjoyment of life
- Disfigurement and permanent impairment
- Punitive damages in cases of extreme negligence
A lawyer experienced in car accident cases could thoroughly evaluate all your damages, gather evidence to support your full claim value, and fight to secure maximum compensation. Never accept settlement offers without legal review, as insurance companies frequently undervalue claims.
Contact a Longmont Car Crash Lawyer About Recoverable Damages
Car accident injuries create both immediate financial burdens and long-term consequences that affect every facet of your life. Proper damage calculation ensures you receive fair compensation for all losses you suffer. You do not have to navigate this process alone.
Contact Amy G Injury Firm today for a free consultation to discuss recoverable damages after a Longmont car accident. Our attorneys are ready to fight to maximize your recovery.
