Aurora SSDI Benefits
The ability to work provides both an income and a purpose in life for most of Aurora’s people, but an illness or injury could significantly hamper your work capacity in an instant. Many people in this situation understandably become despondent as they wonder how they would be able to support themselves or their families.
Fortunately, every worker pays taxes that fund the Social Security Disability Insurance (SSDI) program. This program provides income to people whose health prevents them from working a full-time job.
While Aurora SSDI benefits are not a full substitution for a paycheck, they can provide a level of income that can allow you to keep a home or to support a child. A seasoned Social Security attorney could help you understand the benefits available under the SSDI program.
Who is Eligible for SSDI Benefits?
Any worker in Aurora who is left unable to perform their job because of an illness or injury may qualify for SSDI benefits. This condition must be reasonably expected to result in death or have lasted — or be expected to last — at least one year prior to an application.
In addition to the medical requirements, an employee must also have a sufficient work history. In addition to paying taxes into the program, a worker also accumulates work credits. To qualify for SSDI benefits in Aurora, a worker must earn enough of these credits. In general, an applicant needs to have earned 40 credits in total, 20 of which were earned in the 10 years before becoming disabled.
A worker earns a credit for every quarter of a year that they work. This is a general guideline, though, as younger workers may still qualify based on different criteria if they do not have 10 years of work history. More information about the credit requirements for SSDI can be found on the Social Security Administration’s website.
How Much Income Could an Applicant Expect?
Unlike other government disability programs, the benefits available for Aurora SSDI applicants varies. The main determining factor in this calculation is the worker’s level of income before becoming disabled.
The Social Security Administration uses a complex formula to determine the monthly benefit amount. In short, this formula aims to provide a set fraction of an employee’s monthly earnings as SSDI income up to a limit.
As a whole, most successful SSDI applicants receive somewhere between $800 and $1,800 per month. However, the maximum available benefit is $2,861 per month for 2019.
These amounts can change over time, as the Social Security Administration may make adjustments for increases in the cost of living. An experienced Aurora attorney could help applicants better understand their potential benefits under the SSDI benefit program and how other factors may affect this amount.
Aurora SSDI Benefits Could Provide Essential Financial Support
Suffering through an injury or illness that eliminates your ability to work can have a devastating impact on your life. Not only would you need to deal with any medical challenges that follow, but you may also be unable to provide financial support for the needs of your family. Thankfully, the SSDI program provides benefits to disabled workers in Aurora who meet specific requirements.
A successful application for Aurora SSDI benefits would result in monthly payments of between $800 and $1,800 per month on average. However, obtaining these benefits requires proving both that you can no longer work and that you have a sufficient work history. Contact a seasoned Social Security lawyer today to learn more about your possible benefits and to start working toward obtaining them.