Evans Workers’ Compensation Lawyer
Workplace injuries are common in America, particularly in industries like construction and manufacturing where there is a high demand for strenuous physical labor. According to the National Safety Council, more than 100 million production days were lost due to on-the-job injuries in 2017. A workplace injury can happen suddenly and violently or it can develop slowly over the course of months or years.
Consider reaching out to an Evans workers’ compensation lawyer if you have been hurt while on the job and believe you may have grounds to file a claim. A seasoned injury attorney who represents injured workers may be available to help you navigate the state’s complex workers’ compensation system and obtain the benefits you need.
Types of Injuries Covered in a Workers’ Comp Claim
Most employers may be required to provide workers’ compensation coverage. In exchange for coverage, employees relinquish their right to sue in court for negligence. This trade-off helps to expedite payments to injured workers and lessen the financial burden that high damage awards can have on companies.
The following types of injuries are frequently covered through the Colorado workers’ compensation system:
- Head trauma
- Bulging disc
- Broken bone
- Carpal tunnel
However, some workplace injuries are generally excluded from coverage. These include injuries due to horseplay, purposefully self-inflicted injuries, and injuries resulting from on-the-job intoxication. For more information, consult with a knowledgeable lawyer.
An Overview of Workers’ Compensation Benefits
The primary goal of any workers’ compensation scheme is to promptly provide benefits to injured employees so that they can speedily recover and return to work. An Evans workers’ compensation lawyer should be able to explain the following in more detail, but for now, here is a brief look at some of the available benefits:
- Medical benefits
- Temporary disability benefits
- Permanent partial disability benefits
- Permanent total disability benefits
- Death benefits
All medical bills pertaining to the treatment of a workplace injury must be paid through workers’ compensation under state law. Applicable medical expenses can include ambulance transport, emergency room care, hospital stays, X-rays, prescription medication, and occupational rehabilitation.
Temporary Disability Benefits
Employees who miss more than three shifts or three days of work because of a workplace injury or illness may be able to qualify for temporary disability benefits. These are essentially “safety net” wages that are paid while an injured worker recuperates.
Permanent Partial Disability Benefits
Permanent partial disability, or PPD, benefits are typically paid to individuals who are able to return to work but only in lower-paying positions due to their permanent injuries.
Permanent Total Disability Benefits
A workplace injury that makes it impossible for an employee to perform any type of work ever again falls into the category of permanent total disability, or PTD. These benefits are paid for the rest of the individual’s life in an amount equal to two-thirds of their average weekly wage at the time of injury.
The dependents of someone who dies as a result of a workplace injury or illness are generally entitled to benefits. These benefits may include two-thirds of the deceased worker’s average weekly wage. Funeral and burial expenses can be covered as well up to a certain amount.
Contact an Evans Workers’ Compensation Attorney
The workplace certainly is not immune to mishaps that can result in serious personal injury or death. It can be reassuring to know that, in Colorado, injured workers are entitled to an array of financial benefits that can facilitate the healing process and help them return to the workforce. Workers’ compensation can cover everything from medical bills to lost wages, both past and future.
A critical early step on your road to obtaining benefits is to contact an Evans workers’ compensation lawyer. An experienced workers’ comp attorney can diligently pursue your claim while giving you the opportunity to focus on your recovery.