Greeley Uninsured Car Accident Lawyer
Although most drivers carry insurance, not every driver obtains the auto accident insurance required by Greeley law. When an at-fault driver is uninsured, it may seem impossible for you to fully recover monetary damages after an accident.
However, with the help of a diligent Greeley uninsured car accident lawyer, you may be able to collect the damages you need to heal from your injuries, even if the at-fault party is without car accident insurance. A skilled car crash attorney could represent you in a legal claim for compensation and work to hold at-fault driver responsible for a crash.
Steps to Take After An Uninsured Motorist Crash
After any car crash, an injured person’s priority should ensure they receive proper medical attention. Beyond seeking care, drivers may wish to collect contact information from all involved parties and, if possible, gather a statement from the uninsured driver confirming their lack of insurance. A Greeley uninsured car accident lawyer with experience handling uninsured car accidents could use this documentation during potential negotiations with insurance companies.
Working with insurance companies on matters involving uninsured drivers is a notoriously difficult task. Insurance representatives may be particularly hesitant to compensate for damage caused by an uninsured driver. However, a lawyer could serve as a strong advocate during negotiation and explain the extent of a victim’s injuries.
Greeley Auto Insurance Requirements
In Colorado, it is unlawful to drive without auto insurance. Drivers must carry insurance of at least $25,000 per person for personal injuries, $50,000 per accident for bodily injury, and $15,000 per accident for property damage. Drivers who violate the law by not carrying auto insurance are subject to harsh penalties.
Failure to carry insurance may result in license suspension, a minimum fine of $500, community service and the additional of 4 points on the offender’s license. In addition, uninsured drivers will likely be subject to higher insurance rates when they do obtain car insurance.
Protection Against Uninsured Drivers
There is insurance available to cover damages if a person is injured by an uninsured driver. Uninsured motorist (UM) coverage, as well as under-insured motorist (UIM) coverage, are not required by law. However, it is automatically included in most policies unless it is waived.
Even when a driver does carry the minimum amount of required insurance, it may be insufficient to cover all the costs related to an accident and injury. Without the assistance of an experienced legal representative to fight for them, minimum coverage could impact an injured person’s ability to heal. People may face similar issues for collisions involving under-insured and completely uninsured drivers.
Recovering Damages from An Uninsured Driver
If could be difficult to collect damages from an uninsured driver if the at-fault party does not have many financial resources. However, if an uninsured driver has assets, an injured party may still receive an award from a successful lawsuit.
Alternatively, a settlement that fully accounts for an individual’s injuries may be reached outside of court. Based on the unique situation of an uninsured driver car wreck, a skilled Greeley attorney could help an injured individual decide on a route of action.
Contact A Greeley Uninsured Car Accident Attorney Today
Car accidents are difficult enough to experience when all parties have insurance. When an uninsured driver is involved, recovering only becomes more difficult. Fortunately, a knowledgeable Greeley uninsured car accident lawyer could help represent your rights in court. Schedule a case review to discuss an accident and learn more about your potential for a legal claim.