A disability that prevents you from working could be a large financial burden on you and your family. Fortunately, Social Security Disability Insurance, which is withheld from paycheck taxes, is an insurance program designed to provide financial compensation to disabled workers.
Not all injured people are eligible for benefits. To qualify, there are certain criteria you must meet. However, even with all the necessary requirements, obtaining benefits can be a long and arduous process. Consequently, you may wish to have a Centennial SSDI lawyer help you file a claim. An experienced personal injury attorney could help you fight for a favorable outcome.
SSDI Work Requirements
Before a worker can file for Social Security Disability Insurance (SSDI), they must usually receive short-term disability benefits for a certain period of time. Once these benefits end, people are then eligible to apply for SSDI. If approved, injured people will receive a portion of their previous income each month until they are able to return to work.
The number of work credits earned determines whether a person could receive SSDI. All workers may earn a maximum of four work credits each year. The number of credits needed to qualify for benefits varies by age, but typically, the Social Security Administration (SSA) will not pay benefits to individuals with an insufficient number of work credits.
Workers under the age of 24 typically qualify if they earned a total of six credits within their last three years of employment. Employees over the age of 65 must have at least 40 credits to qualify, with 10 credits earned during the previous 10 years. An accomplished attorney with experience working with disability insurance claims could help evaluate the number of credits a person has amassed. This may include examining someone’s full work history.
What is a Qualifying Disability?
Each year, the SSA releases a list of qualifying illnesses, injuries, and disorders. An injured person must have one or more to qualify for benefits. Common qualifying disorders include but are not limited to:
- Musculoskeletal disorders
- Neurological disorders
- Mental disorders
- Cardiovascular disorders
To qualify, claimants must submit medical proof of their disorder to the SSA. Collecting a variety of evidence, such as documentation of diagnosis or treatment, could help support a claim and increase the chance of approval. To complete this daunting task, many people choose to retain an SSDI attorney in Centennial. An experienced disability insurance lawyer could help injured people obtain benefits in a timely manner. If denied, disabled employees could appeal the initial denial. However, this is typically a long process. It is not uncommon for claimants to wait two to three years for benefits. An experienced Centennial SSDI lawyer may be able to help claimants win their appeal and ensure a claimant’s financial security.
Find Out More From a Centennial SSDI Attorney
Filing for SSDI can be an overwhelming and frustratingly long process. If you were injured and are unable to work, an attorney could help you expedite the process of receiving benefits. A diligent Centennial SSDI lawyer could show you the ropes and guide you through the filing process. Your Social Security Disability Insurance benefits could provide the safety net you need to heal after an injury. Reach out to an experienced legal professional to fight for the benefits you need.