Social Security Disability Insurance, or SSDI, is a federal benefit that helps many people overcome financial difficulties caused by a disability. The federal government administers the SSDI program and determines who is eligible to receive financial disability benefits.
Applying for SSDI is a notoriously complicated process, riddled with red tape and confusing information. For those who need SSDI as soon as possible, a Denver disability benefits attorney can help file their claim. If you are seeking disability benefits, contact a Denver SSDI lawyer today.
Your personal injury attorney can provide you with accurate information about the process, handle the complex paperwork, and advocate for you during the claims process.
If you recently applied for benefits in Denver but were rejected, an SSDI lawyer can help you appeal that decision. Contact an attorney today to learn more.
What Is Social Security Disability Insurance (SSDI)
One of the reasons the SSDI process is so difficult is because there is a lot of misinformation available to applicants. SSDI is a commonly misunderstood benefit, sometimes confused with other federal entitlement programs. SSDI is a benefit paid to those who suffer from long-term disabilities that prevent them from working.
However, not everyone who suffers from a disabling condition qualifies for SSDI. Those who cannot work due to a disabling physical or mental condition should contact a Denver SSDI lawyer to learn whether they qualify for this federal benefit.
Qualifying for SSDI in Denver
Eligibility for SSDI is based primarily on how many years someone worked prior to developing a disability. Because SSDI is funded through payroll taxes, this benefit is only available to those who have worked and contributed, either through their FICA withholdings or self-employment taxes, to a federal disability benefit program.
Those who are disabled but do not qualify for SSDI may be eligible for other disability benefits programs such as Supplemental Security Income (SSI).
In addition to having a qualifying work history, an SSDI applicant must also have a medical condition that the Social Security Administration (SSA) considers a disability.
The SSA administers the SSDI program, and sets criteria for which medical conditions qualify for this benefit. The SSA’s list of “medically improved impairments” is divided by the different body system the condition affects as follows:
- Musculoskeletal system
- Special senses and speech
- Respiratory disorders
- Cardiovascular system
- Digestive system
- Genitourinary disorders
- Hematological disorders
- Skin disorders
- Endocrine disorders
- Congenital disorders that affect multiple body systems
- Neurological disorders
- Mental disorders
- Cancer (malignant neoplastic diseases)
- Immune system disorders
Even if an applicant’s medical condition is not included on the SSA’s impairment list, they could still qualify for SSDI. However, only applicants who suffer from long-term disabling conditions that interfere with their employment are eligible for these benefits.
Applicants or those thinking about applying in Denver should contact an experienced SSDI lawyer in Denver to discuss their options.
Appealing an SSDI Denial
Unfortunately, many qualified SSDI applicants are initially denied benefits. Those whose application was rejected should contact a benefits lawyer immediately. Applicants can appeal a denial, but only have 60 days to initiate the process.
Navigating the appeals process can be daunting, especially when coping with a serious medical condition. Rather than trying to handle an appeal alone, call a Denver SSDI lawyer for help.
Contact a Denver SSDI Attorney Today
If you are struggling to work due to a mental or physical medical condition, you could be entitled to federal SSDI benefits. Call a Denver SSDI attorney today to discuss your eligibility.